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BlogNavigating OVHC Costs: What to Expect for Different Visa Types

October 27, 2023by Vision Consultants

Planning a trip to Australia involves numerous considerations, and one of the most important is Overseas Visitor Health Cover (OVHC) insurance. If you’re wondering about the cost of OVHC insurance for various visa types, you’re in the right place. In this guide, we’ll explore the expenses associated with OVHC across different visa categories to help you budget for your stay in Australia.


Understanding OVHC Costs

OVHC insurance costs can vary widely based on several factors, including the specific visa type you hold, the duration of your stay, and the level of coverage you require. Let’s delve into the expenses associated with OVHC for various visa categories:

1. Visitor Visa (Tourist Visa):

  • For tourists and visitors on a leisure trip, OVHC insurance is typically not mandatory. However, if you choose to opt for OVHC coverage voluntarily, the cost can start as low as AUD 20 to AUD 30 per week, depending on the policy provider and the level of coverage you select.

2. Student Visa:

  • International students studying in Australia are generally required to have OVHC insurance. The cost for student OVHC policies varies based on factors such as the duration of your course and the extent of coverage needed. On average, you can expect to pay approximately AUD 50 to AUD 100 per month for OVHC insurance as a student.

3. Temporary Work Visa:

  • The cost of OVHC insurance for temporary work visas can vary significantly depending on the specific visa subclass and the provider you choose. Prices can range from AUD 50 to AUD 150 per month, or more, depending on your needs.

4. Other Visa Types:

  • OVHC costs for other visa types, such as partner visas, depend on the specific circumstances and the coverage required. Costs can vary widely, so it’s advisable to obtain quotes from different OVHC providers to find the best option for your situation.

Factors Affecting OVHC Costs

Several factors can influence the cost of your OVHC insurance:

1. Visa Duration:

  • Longer visa durations generally result in higher OVHC costs. Consider the length of your stay when budgeting for OVHC.

2. Level of Coverage:

  • The extent of coverage you select will impact the cost. Comprehensive coverage with a wider range of benefits may come at a higher price.

3. Policy Provider:

  • Different OVHC providers offer varying pricing structures and benefits. It’s essential to compare policies and obtain quotes to find the most suitable and cost-effective option.

Budgeting for OVHC

To budget effectively for your OVHC insurance, consider the following steps:

  • Research OVHC providers and obtain quotes tailored to your visa type and needs.
  • Factor in the duration of your stay in Australia.
  • Evaluate the level of coverage required based on your health needs and preferences.
  • Compare policies and costs to find the best value for your budget.

In conclusion, the cost of OVHC insurance varies based on your visa type, the duration of your stay, and the coverage level you choose. It’s a crucial aspect of planning your trip to Australia, ensuring that you have access to quality healthcare services during your stay.

Stay tuned for more informative posts on OVHC insurance, visa requirements, and healthcare in Australia as we continue to assist you in preparing for your Australian journey.